Scranton Times Downtown FCU Privacy Policy

The credit union will collect only our members' personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services - no more. * The credit union will protect our members' personal information. The credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. * The member will always have access to their information. As a member of our credit union, the member will always have the opportunity to review their information and make necessary changes to ensure that our records are complete and accurate. * The credit union will only share information when absolutely necessary. The credit union will only share information to administer the products and services we provide, when required to do so by the government or when we partner with other businesses to offer a broader array of products and services. * The credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members' economic well being. Under no circumstances will we authorize these firms to charge our members' account without their express consent, and we will not sell member information to telemarketing firms. * The credit union will offer our members' a choice in how their information is used. Any member of our credit union may elect to keep information from being shared with our business partners. We will inform our members on how to exercise their choice, and we will take all reasonable steps to make sure their requests are followed. At least once a year, we will remind all members of their right to choose. The above policy was reviewed and approved by the Board of Directors at its December 16, 1999 board meeting.

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